An SSDI denial can be frustrating, especially when a health condition keeps you from working. A denial does not always end the process. You may have the right to ask Social Security to review the decision and provide more information to support your claim.
Read the denial notice
Start by reading the denial notice carefully. It should explain why Social Security denied your claim. The reason may involve your medical condition, your ability to work or another eligibility issue. Understanding the reason can help you decide what information to provide during an appeal.
Request reconsideration
The first step after an initial denial is usually reconsideration. This means Social Security reviews the claim again. You can submit updated medical information and other evidence that addresses the reason for the denial.
Under federal law, you generally have 60 days after receiving the denial notice to request reconsideration. Social Security usually assumes you received the notice five days after the date shown on it. If you miss the deadline, you may still request more time if you have a good reason.
Information that may help support an appeal
When submitting your request, gather key documentation to strengthen your claim, such as:
- New medical records or test results
- Updates from doctors about your condition
- Information about treatment and medications
- Changes in your ability to perform daily activities
- Details about how your condition affects your ability to work
Providing thorough and detailed records helps ensure Social Security has a complete picture of your medical situation.
If reconsideration is denied
You can usually request a hearing before an administrative law judge if reconsideration does not change the decision. The judge may ask about your medical condition, work history and how your symptoms affect your ability to work. You can also provide additional evidence.
If the hearing does not result in a favorable decision, further review may be available through the Appeals Council and, in some cases, federal court.
A denial can feel final, but the SSDI process provides several opportunities to challenge a decision. Review the notice, watch your deadlines and provide information that directly addresses why Social Security denied your claim.